ACA Reporting Deadlines in 2026
Important Dates to Remember for Filing 1094 and 1095-B/C Forms for the 2025
Tax Year

Let us remind you of the ACA Reporting deadline!

Let us remind you of the ACA Reporting deadline!

Subscribe now and get notified about the important dates, changes in reporting, etc from ACAwise, the
leading full-service ACA reporting provider.

Meet your ACA Reporting Deadline
with ACAwise

  • Generate Line 14, & 16 Codes
  • Generate 1094-B/C and 1095-B/C Forms
  • IRS E-Filing through IRS AIR System
  • Filing with State
  • Distribute Employee Copies

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Meeting the ACA Form 1095-B/C Reporting Deadline for 2026

- Updated November 18, 2025 - 10.00 AM by Admin, ACAwise

Employers are responsible for filing ACA Form 1095-B/C to report the employees’ health insurance coverage information to the IRS.

It is also mandatory for the employers to file the ACA Forms annually with the IRS and the States and furnish the Form copies to the employees before the deadline to avoid unwanted IRS penalties.

ACA Form 1095-B/C Deadlines for 2025 Tax Year

Calendar

Mar 02nd

Recipient Copy Deadline

The deadline to furnish the ACA Forms 1095-B / 1095-C recipient copies is March 02, 2026.

We prepare forms, e-file it with IRS, State, and distribute employee copies.

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Note

Note: The IRS released proposed regulations that would permanently extend the Form 1095-B/C recipient copy deadline by 30 days (i.e., For the 2021 tax year, the furnishing deadline will be extended from January 31, 2022, to March 04, 2023).

Calendar

Mar 31st

Electronic Filing Deadline

The 1095-B / 1095-C Forms need to be e-filed with the IRS on or before March 31, 2026.

Let us E-file for you with both the Federal and the State!

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Calendar

Mar 02nd

Paper Filing Deadline

If you choose to file ACA Forms by paper, you must file before March 02, 2026.

Switch to E-file for hassle free filing experience!

Get Started Today!

To meet the recipient copy and IRS / State e-filing deadline, get started with ACAwise. Send us your requirements to [email protected] or contact us at (704)-954-8420. Know more about our services.

State Filing Deadlines

Few states mandate the reporting of ACA Forms with the State agencies. The deadlines are mentioned below:

State Deadline
District of Columbia April 30
New Jersey March 31
Massachusetts February 02
California March 31
Rhode Island March 31

In addition to the IRS e-filing, ACAwise also takes care of State e-filing. Send us your requirements to [email protected] or contact us at (704)-954-8420. Know more about our state e-filing services.

Late Filing Penalties for ACA Forms

If you miss filing the ACA Forms to the IRS before the deadline, the IRS will penalize you for the late filing.

The ACA penalty for late filing would range from $50-$530 per Form, depending on how late you are submitting the Forms to the IRS, and it keeps increasing each day.

Learn More about ACA penalties.

Frequently Asked Questions about ACA Reporting Deadline:

Q. What are the IRS updates for the 2025 tax year?

For the 2025 tax year, the IRS has announced several key updates, including:
  • Revised recipient copy deadline for certain employers: January 31, or 30 days after the request—whichever is later.
  • An updated affordability percentage of 9.02%
  • Revised penalty rates under Sections 4980H(a) and 4980H(b)
Click here to learn more about the ACA changes for the 2025 tax year.

Q. Will you mail the Form 1095 to my employees?

Yes. ACAwise will print & mail the 1095 Form copy to your employees on-time. Before sending the copy, ACAwise will validate the employees’ addresses using USPS validation.

See How ACAwise can simplify your ACA Reporting

ACAwise by SPAN Enterprises is a customized ACA reporting software that started in 2014 to help employers meet ACA reporting requirements under IRS Section 6055/6056.

Since the IRS’s establishment of the Affordable Care Act, ACAwise has filed over 5.5 million Forms for over 10,000 businesses across different industry segments.

With our Comprehensive ACA reporting software, we help businesses stay ACA compliant and avoid unwanted IRS penalties!

  • ACA Code Generation (Line 14, & 16)
  • Form 1094-B/C and 1095-B/C Generation
  • IRS E-Filing through IRS AIR System
  • State E-filing
  • Postal Mailing of Employee Copies

We offer two types of ACA Reporting Services. Choose the right services based on your ACA Reporting needs. Compare our Services.

Interested in ACAwise?

Send us your requirements to [email protected] or contact us on (704)-954-8420.

Also you can sign up now, and add your basic business details to begin with your ACA Reporting.

One of our ACA Representatives will contact you and provide you with a free consultation and quote.

A Quick Guide for Employers

ACAwise has created a free guide to help applicable large employers to know the ACA Reporting Requirements better.

ACA Reporting Requirements

ACA Code Cheatsheet

Let us take care of your ACA Reporting!

We file your 1094/1095 Forms with the IRS and postal mail the copies to employees before the deadline.