Meeting the ACA Form 1095-B/C Reporting Deadline for 2026
- Updated November 18, 2025 - 10.00 AM by Admin, ACAwiseEmployers are responsible for filing ACA Form 1095-B/C to report the employees’ health insurance coverage information to the IRS.
It is also mandatory for the employers to file the ACA Forms annually with the IRS and the States and furnish the Form copies to the employees before the deadline to avoid unwanted IRS penalties.
Table of Contents
ACA Form 1095-B/C Deadlines for 2025 Tax Year
Mar 02nd
Mar 02nd
Recipient Copy Deadline
The deadline to furnish the ACA Forms 1095-B / 1095-C recipient copies is March 02, 2026.
We prepare forms, e-file it with IRS, State, and distribute employee copies.
Request QuoteNote: The IRS released proposed regulations that would permanently extend the Form 1095-B/C recipient copy deadline by 30 days (i.e., For the 2021 tax year, the furnishing deadline will be extended from January 31, 2022, to March 04, 2023).
Mar 31st
Mar 31st
Electronic Filing Deadline
The 1095-B / 1095-C Forms need to be e-filed with the IRS on or before March 31, 2026.
Let us E-file for you with both the Federal and the State!
Sign Up NowMar 02nd
Mar 02nd
Paper Filing Deadline
If you choose to file ACA Forms by paper, you must file before March 02, 2026.
Switch to E-file for hassle free filing experience!
Get Started Today!To meet the recipient copy and IRS / State e-filing deadline, get started with ACAwise. Send us your requirements to [email protected] or contact us at (704)-954-8420. Know more about our services.
State Filing Deadlines
Few states mandate the reporting of ACA Forms with the State agencies. The deadlines are mentioned below:
| State | Deadline |
|---|---|
| District of Columbia | April 30 |
| New Jersey | March 31 |
| Massachusetts | February 02 |
| California | March 31 |
| Rhode Island | March 31 |
In addition to the IRS e-filing, ACAwise also takes care of State e-filing. Send us your requirements to [email protected] or contact us at (704)-954-8420. Know more about our state e-filing services.
Late Filing Penalties for ACA Forms
If you miss filing the ACA Forms to the IRS before the deadline, the IRS will penalize you for the late filing.
The ACA penalty for late filing would range from $50-$530 per Form, depending on how late you are submitting the Forms to the IRS, and it keeps increasing each day.
Frequently Asked Questions about ACA Reporting Deadline:
Q. What are the IRS updates for the 2025 tax year?
For the 2025 tax year, the IRS has announced several key updates, including:
- Revised recipient copy deadline for certain employers: January 31, or 30 days after the request—whichever is later.
- An updated affordability percentage of 9.02%
- Revised penalty rates under Sections 4980H(a) and 4980H(b)
Click here to learn more about the ACA changes for the 2025 tax year.
Q. Will you mail the Form 1095 to my employees?
Yes. ACAwise will print & mail the 1095 Form copy to your employees on-time. Before sending the copy, ACAwise will validate the employees’ addresses using USPS validation.
See How ACAwise can simplify your ACA Reporting
ACAwise by SPAN Enterprises is a customized ACA reporting software that started in 2014 to help employers meet ACA reporting requirements under IRS Section 6055/6056.
Since the IRS’s establishment of the Affordable Care Act, ACAwise has filed over 5.5 million Forms for over 10,000 businesses across different industry segments.
With our Comprehensive ACA reporting software, we help businesses stay ACA compliant and avoid unwanted IRS penalties!
- ACA Code Generation (Line 14, & 16)
- Form 1094-B/C and 1095-B/C Generation
- IRS E-Filing through IRS AIR System
- State E-filing
- Postal Mailing of Employee Copies
We offer two types of ACA Reporting Services. Choose the right services based on your ACA Reporting needs. Compare our Services.
See how ACAwise simplified ACA reporting for our customers
Interested in ACAwise?
Send us your requirements to [email protected] or contact us on (704)-954-8420.
Also you can sign up now, and add your basic business details to begin with your ACA Reporting.
One of our ACA Representatives will contact you and provide you with a free consultation and quote.
A Quick Guide for Employers
ACAwise has created a free guide to help applicable large employers to know the ACA Reporting Requirements better.